American Fidelity offers a wide variety of insurance products and reimbursement accounts to help you manage out-of-pocket medical costs and help financially protect your family. 

The following benefits and services may be offered during your annual benefits enrollment:

• Flexible Spending Account
• Accident Insurance
• Cancer Insurance
• Critical Illness Insurance
• Disability Income Insurance
• Life Insurance

Flexible Spending Accounts

Most insurance coverage helps you prepare for the unexpected, but Flexible Spending Accounts (FSAs) can help with eligible expenses you know are coming, like prescriptions, contact lenses, or day care programs. Plus, FSAs may help reduce your taxable income, meaning you take home more of your earnings.

Accident Insurance

Accidents strike when you least expect them, which means you may not be financially prepared. AF™ Limited Benefit Accident Only Insurance may help.

This plan pays benefits directly to you, helping you cover any out-of-pocket medical expenses for accidental injuries such as:

• Burns
• Spider bites
• Recreational sports-related injuries

Cancer Insurance

Every 19 seconds, someone in the United States is diagnosed with cancer.¹ A diagnosis can feel overwhelming, especially when costs start adding up. 

AF™ Limited Benefit Cancer Insurance is designed to help financially so you can focus on recovery.

Benefits may include:

• Travel and lodging
• Experimental treatment
• Chemotherapy

Critical Illness Insurance

Recovery from a heart attack or stroke is difficult enough. AF™ Limited Benefit Critical Illness Insurance may help with medical expenses that come with surviving a critical illness by paying a lump-sum benefit upon diagnosis of these covered health conditions:

• Heart attack
• Stroke
• Paralysis
• Major organ failure
• End stage renal failure

Disability Income Insurance

If you were hurt and had to miss work, how long could you go without your paycheck?

AF™ Disability Income Insurance pays a percentage of your salary while you're unable to work due to a covered disability and may help with expenses like:

• Mortgage
• Car payments
• Out-of-pocket medical bills

Life Insurance

In the event of a tragedy, would your family be financially protected? AF™ Life Insurance may help your family with financial pressures after you’re gone. Features include:

• You own the policy, so you can take it with you to a different job or into retirement
• You can receive a portion of the benefit if you're diagnosed with a terminal condition, as defined in the policy
• Your coverage begins immediately at time of application